The Story Behind MyMoneyIntel

Built from a personal struggle. Refined for everyone.

We believe managing your personal finances should never feel like a second job...

MyMoneyIntel® started because I was struggling to manage my own money. As I took on more contracts and became busier, I lost track of my income, expenses, and how much I was actually spending — and building wealth became increasingly harder because I couldn’t track my cash flow or plan ahead effectively.

Manual paper recording and spreadsheets quickly became too demanding after long workdays, while existing budgeting apps required endless manual taps, receipt scans, and rigid forms. I needed something intuitive that could work at the speed of thought.

Having built and scaled several software solutions for businesses, I decided to build MyMoneyIntel for myself — a tool that could help me stay on top of my money without adding more work to my already busy life.

It worked so well that friends, colleagues, and people in my network started asking to use it too. Seeing how effortlessly they took back control of their daily finances was the turning point — and that’s how MyMoneyIntel® transitioned from a personal tool into a product built for everyone.

Chidera Promise A.

Chidera Promise A.

Founder & Technical Lead, MyMoneyIntel AI
HOW IT WORKS

Turn Your Voice Into Financial Insights

Manage your finances in seconds with a simple voice-first experience powered by AI.

Speak Naturally

Simply record your income or expenses using your voice in English or Nigerian Pidgin.

AI Understands

MyMoneyIntel transcribes, categorizes and structures every transaction automatically.

Everything Organized

Your transactions become beautiful records with budgets, reports and spending history.

Get Smart Insights

Receive personalized financial advice, spending analysis, savings and investment recommendations.

FEATURES

Smarter Tracking, Better Decisions...

An innovative technology that turns complex financial management into a friendly, effortless experience.

Voice-First Logging

Log expenses and income on the fly by speaking in English or Nigerian Pidgin. MyMoneyIntel extracts the amount and date, and auto-categorizes your transaction.

AI Financial Coach

Ask direct questions about your spending patterns, get actionable tips to optimize cash flow, and build personalized saving habits.

Smart Categorization

Eliminate manual tagging. Every transaction is intelligently mapped to hierarchical, custom category trees in real time.

Budget Planning & Spending Limits

Set dynamic budget ceilings for essential and lifestyle categories. Receive proactive alerts before you risk overspending.

Visual Reports & Insights

Explore comprehensive breakdown charts, monthly cash flow velocity, and export detailed audit-ready reports anytime.

Bank-Grade Privacy & Security

Rest easy knowing your financial records are secured with end-to-end encryption and zero-knowledge data protection standards.

Spend Less Time Tracking.
More Time Living.

Record income and expenses in seconds using your voice. MyMoneyIntel® automatically organizes your finances, builds budgets, and gives you personalized AI insights - all in one place.